New Year, New You
January is an excellent time for goalsetting—including financial goals. Click to learn more.
JAN
Early Bird Gets The Worm
Your tax documents typically begin to arrive around February—consider preparing your taxes early. Click to learn more.
FEB
Early Bird Gets the Worm
Use-It-or-Lose-It
Take note—March 15 is the deadline to use any remaining Flexible Spending Account (FSA) funds. Click to learn more.
MAR
Use-It-or-Lose-It
Semiconductors & Hardware
Companies developing the advanced chips and tech needed to support AI. Click here to learn more.
Semiconductors & Hardware
Tax Time!
Companies with exposure to cloud infrastructure, storage and computing. Click here to learn more.
Cloud Infrastructure
Cloud Infrastructure
Financial Spring Cleaning
Software
Software companies working to develop and implement AI technologies. Click here to learn more.
Software
Get an A+ in Financial Planning
Summer Status
Check-in
The halfway point is a good time to reflect on your annual financial goals and make any necessary adjustments. Click to learn more.
JUL
Summer Status Check-In
Save on Sales Tax
Looking to save on a major purchase? Many states feature a sales tax holiday in August. Click to learn more.
AUG
Save on Sales Tax
College Savings Month
Get a jumpstart on college savings for your children or grandchildren. Click to learn more.
SEP
College Savings Month
Semiconductors & Hardware
In the semiconductor and hardware space, advanced semiconductor firms and equipment suppliers play a crucial role in developing the chips needed to support artificial neural networks, large data centers and cloud storage facilities. Unsurprisingly, these companies have experienced significant growth due to the increasing demand for AI—and data storage and processing—in recent years.
Examples of companies in this space include:
Nvidia, AMD, TSMC, ASML, LAM, Tokyo Electron, Broadcom, Apple, Intel, Dell, HP, Super Micro, Lenovo, Arista Networks, Cisco, Coherent, Lumentum, Infinera, Qualcomm
Nvidia, AMD, TSMC, ASML, LAM, Tokyo Electron, Broadcom, Qualcomm, Apple, Intel, Dell, HP, Super Micro, IBM, Lenovo
JANUARY
New Year, New You
January is a great time to set goals for the New Year—including financial goals. Work out a budget to track your spending. Set savings or spending goals for the year and plan realistic milestones to help you achieve them.
Better still, involve your spouse to help ensure your goals align. You might even consider scheduling a financial planning date night to map out your financial goals for the year. Senior Executive Vice President of Fisher Investments’ Private Client Group, Jill Hitchcock, discusses how setting aside time to talk with your family about finances could benefit you in her article, “Here’s Why You Need a Financial Date Night.”
MARCH
Use-It-or-Lose-It
March 15 marks the deadline to use any remaining Flexible Spending Account (FSA) funds if your plan allows for a grace period.
FSA funds can be used to pay for over-the-counter and prescription medications, physical exams, dental work, and fertility treatments, among other health-related expenses. If you take medications, it may be beneficial to stock up using your FSA.
For a complete list of qualifying medical expenses, visit the Publication 502(2023), Medical and Dental Expenses page of the IRS website.
Medicare Advantage Open Enrollment
Medicare Advantage plan enrollees have until March 31 to switch to a different Medicare Advantage plan or go back to Original Medicare. Keep in mind that if you go back to Original Medicare during this window, you will not be able to purchase a Medicare Supplement (Medigap) policy. Use the Medicare Plan Finder to compare Medicare Advantage plans in your area.
Software
On the software side, some companies have begun developing and implementing AI technologies within their existing programs. Indeed, these companies may use AI to help drive business or efficiency gains within their software programs.
Examples of companies in this space include:
Salesforce, ServiceNow, Oracle, SAP, Workday, Intuit, Adobe, Synopsys, Cadence Design, Atlassian, C3.ai, HubSpot, Fortinet, Palo Alto
Cloud Infrastructure
Major Tech and Tech-like companies and those with cloud infrastructure, cloud storage and computing businesses have also seen a rise in demand as they expand their computing and storage capabilities.
Examples of companies in this space include:
Microsoft, Alphabet, Amazon, Oracle, Meta, Alibaba, Baidu
FEBRUARY
Early Bird Gets the Worm
In February, you will begin receiving (or will have already received) various tax documents from the prior year—such as a W2, 1099 or 1095. Don’t want to be caught off guard come tax time? Consider preparing your taxes early. If you owe money, you’ll have time to plan for the extra expense. If you’re getting a refund, file and collect it before the April rush!
Save more!
If possible, you should consider saving more. Try increasing your 401(k) contributions by 1%. Chances are, you won't notice the additional impact from your normal take home income—and it may be a great way to supercharge your retirement savings.